What exactly do home warranties cover?

The Four Percent

For example, if you pick a plan, the optional coverages may include additional refrigerators, wine refrigerators or freezers, pools and spas, septic systems, well pumps, and other appliances and home systems. The optional coverages will have specific costs for each additional item that gets added to the plan. You may also encounter several levels of coverage (such as platinum, gold or silver) that will bundle coverages together. Be sure to read the fine print so you know what’s covered specifically under each plan.

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