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Stocks. Dividends. Market indices. When it comes to investing, learning the lingo and understanding the basics of trading can be a major barrier to getting started. In fact, a Gallup poll found that 39% of Americans don’t own any form of stock. 

Investing is key to working towards building long-term wealth and trying to protect yourself against inflation. Luckily, Robinhood is a leading investing platform that makes investing more accessible with an easy-to-use trading app and commission-free trades, empowering new investors with the tools and information they need to invest in different types of securities.

Whether you’re a complete investing novice or a more seasoned investor, there are several reasons why you might want to consider creating an account with Robinhood.

Low Account Minimum

With some traditional brokerage firms and investment platforms, you need hundreds or even thousands of dollars to open an account. When you’re just starting out or have a limited amount of extra cash, the deposit requirements of those platforms can put investing out of reach. 

With Robinhood, there’s no minimum dollar amount to open an account, and you can begin investing in fractional shares with as little as $1. 

Robinhood Gold (and the New Robinhood Gold Card)

Robinhood Gold is the platform’s premium service which requires a subscription fee. But Robinhood Gold members enjoy perks like larger instant deposits, stock analyses from experts, and Robinhood’s cash sweep program  — a great way to earn a higher annual percentage yield (APY) on your uninvested cash. 

However, Robinhood Gold has gotten even more exciting with the launch of the Robinhood Gold Credit Card. The card provides 3% cash back without an annual fee — one of the highest flat rewards rates in the credit card industry. It also includes deluxe perks like trip interruption protection, auto rental collision damage waiver and roadside dispatch services.

The new card is only available to Robinhood Gold subscribers, so sign up and join the waitlist now. 

Disclosures

All investments involve risk and loss of principal is possible.

Other fees may apply. View Robinhood Financial’s fee schedule at rbnhd.co/fees. 

Fractional shares are illiquid outside of Robinhood and are not transferable.  Not all securities available through Robinhood are eligible for fractional share orders. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see the Fractional Shares section of our customer agreement (and hyperlink out to https://cdn.robinhood.com/assets/robinhood/legal/Robinhood-Customer-Agreement.pdf)

The Brokerage Cash Sweep Program is an added feature to your Robinhood Financial LLC brokerage account. Interest is earned on uninvested cash swept from your brokerage account to program banks. Terms apply. Rates are subject to change. Robinhood is not a bank.

Access to instant deposits is available only if your instant deposit status is in good standing and may be limited for transactions involving certain volatile assets and derivatives.

Robinhood Financial LLC (member SIPC), is a registered broker dealer. Robinhood Securities, LLC (member SIPC), is a registered broker dealer and provides brokerage clearing services. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. All are subsidiaries of Robinhood Markets, Inc. (Robinhood).

Robinhood Gold Credit Card Disclosures

Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change.

The Robinhood Gold Card is offered by Robinhood Credit, Inc. (RCT), and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. The Gold Card requires an annual Robinhood Gold subscription to apply and maintain the card and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. RCT is a financial technology company, not a bank. RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood).

See full rates and fees for details about the Gold Card. Subject to credit approval and underwriting.

Some limitations and conditions may apply to the rewards program. See rewards program terms for details. Must have RHF brokerage account to redeem cash back. Rewards program terms are subject to change.

See Visa benefits terms for details.