7 Loyalty Programs That Let You Pool Your Points and Miles With Travel Companions

Let’s be real: Sometimes accruing enough points and miles to be able to cash in for a dream trip is tough. It can take a long time to rack up enough loyalty rewards to score those airline seats in first class or several days at a five-star resort. Fortunately, there’s a shortcut you can take to increase your account balance, practically instantly: Pool your points and miles with friends or family.

There are a handful of travel loyalty programs, including airlines, hotels, and credit cards, that let users combine points together or transfer miles to one another. Combining points with loved ones makes it easier and faster to score luxe redemptions on milestone trips like honeymoons, group vacations, or even treat one person in your crew to a special solo trip.

Be aware that some programs limit points transfers and pooling to people in the same household, while others have more flexible rules that allow sharing between larger groups of friends. And in some cases, once you transfer or pool with other loyalty members, you could lose privileges to make redemptions yourself, so be sure you trust the person with whom you’re combining your precious points and miles.

Here’s everything you need to know about loyalty programs that allow points and miles pooling or transferring between friends and family.

Chase Ultimate Rewards

Chase allows members of the same household to combine points through transfers into each other’s accounts. Although the transfers are free, they do come with restrictions. Cardholders are only allowed to transfer Ultimate Rewards points to one member of their household. To do this the first time, cardholders will have to call Chase customer service to have a representative designate the person they want to share their points with. (After the first time, you’ll be able to do future transfers online.) There’s also an option to transfer Chase Ultimate Reward points directly to a household member’s airline or hotel loyalty account—as long as the airline or hotel is one of Chase’s transfer partners—but that person must be an authorized user on your Chase card to do so.

Marriott Bonvoy

Transferring Marriott Bonvoy points to a friend’s or family member’s account is relatively straightforward. Both Bonvoy accounts must be in good standing at the time of the transfer and need to have been open for at least 30 days if they’ve recently seen qualifying activity—like completing a stay or earning points through a co-branded credit card—or at least 90 days with no recent activity. To make the transfer, use Bonvoy’s online point transfer tool and be sure you enter the recipient’s name exactly how it appears on their Bonvoy account. The minimum transfer amount is 1,000 points, and can increase in 1,000-point increments from there. Members can transfer up to 100,000 points per year to other accounts, but Bonvoy accounts can receive as many as 500,000 transferred points each calendar year. Plus, the transfers incur no fees.

World of Hyatt

Any two members of the World of Hyatt program can combine points through transfers in order to more quickly redeem stays with the hotel brand. But Hyatt’s program is a bit old school: They require the two members combining their points to complete a form and send it back to their customer service department. Both members must list their account information, as well as how many points they’d like to transfer and to which account, sign the document, and email it back to an address listed on the form. (Mailing the form is also an option, and there is a physical address listed on the document as well.) Transfers are limited to once every 30 days.

Hilton Honors

You can combine forces with 10 of your closest friends or family members to earn Hilton hotel stays faster: The Hilton Honors program allows up to 11 people to pool their points together, completely free of charge. To do so, one member must initiate the pooling and invite the others to contribute. (However, a separate “pool” account isn’t created; each member retains their own personal account.) In order to participate, each member must have their own Hilton Honors account that has been active for at least 30 days before joining a pool, and members must contribute a minimum of 1,000 points. Each person can contribute up to 500,000 points per year to a pool, but there’s no limit to the number of pools an individual can contribute to. The best part? You can receive up to a whopping two million points per year from other members through pooling.

JetBlue TrueBlue

Up to seven friends or family members can combine their TrueBlue points for free by starting a JetBlue points pool together. To get started, your group will need to appoint a Pool Leader who will open a Points Pooling account with JetBlue and invite other members to join. (Members of the pool can be children, but the Pool Leader must be 21 or older.) Each pool member will need their own TrueBlue loyalty account, but once they join the pool, 100% of every members’ points will be added directly to the pool. If a member of your pool wants to leave, their points can be reinstated back into their original account. Travelers can only be part of one TrueBlue pool at a time. The Pool Leader is in charge of redeeming points, but they can also designate additional members to have redeeming privileges too.

Air Canada Aeroplan

Share your Air Canada Aeroplan points with up to seven other family members with no fees through the airline’s Family Sharing program. A total of eight family members can join together to pool Aeroplan points, while each still maintaining their own accounts and elite status. To get started, one family member needs to log into their Aeroplan dashboard to set up family sharing. This person is known as the Family Lead, and they can invite other members to join. (The Family Lead also has control over who is approved to make redemptions.) Eligible family members include a spouse or partner, children, siblings, in-laws, parents, and grandparents, “or anyone else that’s in your family,” according to Air Canada’s site. After a family member accepts the pooling invitation, all of their points are added to the group’s collective balance.

Hawaiian Airlines HawaiianMiles

Hawaiian Airlines allows its loyalty members to transfer HawaiianMiles to each other’s accounts on its website, but the only way to do so for free is for one of the members to have a co-branded credit card with the airline. Cardholders of the Hawaiian Airlines World Elite MasterCard, the Bankoh Hawaiian Airlines Visa check card, or Hawaiian Airlines Visa credit card-Japan are all afforded free transfers to or from their accounts up to 10 times per year. For non-cardholders, expect to pay a hefty sum of one cent per mile, plus a flat fee of $25 per transfer. Paying these fees would only be worth it in very specific cases, like transfers of large sums of miles for a specific trip you already have in mind. Otherwise, it’s best to avoid paying fees to combine points and miles with another party.